'We would advise investors to invest in a disciplined way in equities for the long term.'
The government has also built in mechanism to protect investors from price fluctuation.
One of the mistakes most homemakers make while thinking about financial planning is looking at immediate goals, says Amar Pandit.
Anil Rego, CEO, Right Horizons, answers your personal income tax queries.
Money saved is money earned, and cutting down your expenses could well be the single-most important step towards an organised financial life. Naval Goel shows you how to keep your finances organised.
'There is still scope for selective stockpicking.'
India has flagged concerns over non-tariff barriers (NTBs) faced by its exporters with the Russian government, commerce secretary Sunil Barthwal said on Monday. NTBs faced by Indian exporters are mainly in sectors such as marine products and pharmaceuticals.
Have the markets already played out their dynamics before the economy has even properly taken off? Are we now destined for a period of mediocre returns despite a strong economy? asks Akash Prakash.
Apart from SIPS and STPS, value- averaging can help investors make more money, says Devangshu Datta.
Monthly SIP inflow is Rs 6,000 crore, with a little over 1.75 million accounts
Is the latest mobile or car or a house the goal? If so, the savings and investments should be aimed at catering to it. The amount needed has to be worked out, and money needs to be saved, accordingly, suggests Sarbajeet K Sen.
An Aadhaar card can fast-track the KYC procedure for some instruments.
'As the Indian economy continues to expand over the next three years, mid- and small-caps should do well as they have higher exposure to the domestic economy than large-caps.'
Equity-linked savings scheme, PPF and Sukanya Samriddhi Yojana are recommended instruments.
'When you have surplus cash flow and markets correct sharply, what options do you have other than buying good stocks?'
Session-wise data indicates small investors have taken money off the table in more sessions than they have pumped in additional capital.
Investing in a Unit Linked Insurance Plan increases your life cover and also helps you save tax, says Vivek Jain.
Are Financial Independence and Early Retirement two opposite ideas? Vatsal Ramaiya illustrates why these are not so in this series that offers a roadmap to living life on your terms.
Mahindra MF, which began operations in July 2016, is currently a bit-player and placed 31 among 42 fund houses, with assets under management of about Rs 4000 crore
To ensure a better financial future, resolve yourself to follow these simple money tips.
With this, the total SIP contribution in the first seven months of the current financial year rose to Rs 57,607 crore as compared with Rs 52,472 crore in April-October 2018, according to the latest data from the Association of Mutual Funds in India (Amfi).
There is a definite attempt to put the landslides on the backburner because news of them and climate change worry Wayanad's tourism and real estate businesses greatly. Whatever I experienced of Wayanad's 2024 by-elections; the July landslides were not a burning issue, observes Shyam G Menon.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'
Do you have financial planning queries? Ask rediffGURU Kirtan A Shah.
Now STPs or variable SIPs can earn better returns than vanilla SIPs.
When the subscriber reaches superannuation or the age of 60, 60 per cent of the total corpus accumulated in NPS can be withdrawn as a lump sum.
Having exposure to international funds and gold is a must for those who have foreign currency-denominated goals.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Begin by creating a household budget. Involve all family members in the exercise and cut costs wherever possible.
'We never go overboard on any stock, no matter how good it may seem.'
The recent weakness in stock markets has provided an opportunity to buy quality stocks relatively cheaper
When you buy a stock, especially a mid- and small-cap one, have a price target. Once you hit the target, exit the stock, advises Joydeep Ghosh.
While planning for retirement, the key is to let your money be idle, says Amar Pandit.
The assets under management of the 44-players mutual fund industry stood at Rs 24.55 lakh crore in May-end from Rs 23.93 lakh crore in April-end.
It is important to celebrate when your first paycheck arrives, but is equally important to ensure that you take the time to learn some very important personal finance lessons, so that you can put your salary to work for you and grow a savings corpus.
Money flowing into the equity schemes of mutual funds is back at a level last seen before the 2008 financial crisis, when the stock market tanked 60 per cent.
Over 25 per cent of the net flows have been directed toward the large-cap category as investors preferred to put money in the top 100 stocks by market capitalisation because the segment has been the most resilient over the past year.
'The potential headwind is that the Indian economy is likely to see a slowdown in growth rates over the next two years.'
Experts say the size of the fund shouldn't be a primary criterion for selection.
